Contact
Address
2000 W Wickenburg Way, Ste 100
Wickenburg, AZ 85390
Buying a home should be one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first-time homebuyer’s guide created by our team will reduce the stress of buying a home and help you enjoy the journey.
Step 1:
Buying a home should be one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first-time homebuyer’s guide created by our team will reduce the stress of buying a home and help you enjoy the journey.
Step 2:
Examine your current expenses and determine how they might change if you purchase a home. Create a comprehensive household budget so you can factor in any new ongoing expenses that might come with a home purchase, such as garbage and recycling, water, or homeowner’s association fees. Once you decide how these expenses will change, you’ll be better equipped to leverage the information you get in step three.
Step 3:
Prequalification is a great start for understanding your purchasing power, but it’s not the only factor. A lender may pre-approve you for more than you’re comfortable spending, which is why the budget you compiled in step two is so important. The opposite can also happen, where you believe you can afford a certain payment every month, but the bank doesn’t agree. This often happens when you’re new to your job, have insufficient credit, or have bankruptcies or other financial issues in your history.
You’re not required to stick with this lender when you ultimately finance your purchase, but this process is a great way to vet mortgage providers. Also, a prequalification letter can make you a more competitive candidate in multiple-offer situations.
Step 4:
Now it’s time to find your dedicated real estate representative! Regulations enacted in 2024 require real estate agents to obtain a signed buyer’s agreement before showing consumers homes. Of course, we do a great deal more than opening up listings; we can help you understand your local market, identify areas and properties that fit your specific criteria, help you create competitive offers that match your financial and logistical needs, and much more.
Finding the perfect home and navigating the purchase process can be daunting. Leverage our knowledge and expertise and enjoy your personalized real estate journey.
Step 5:
Your agent will arrange showings of properties that meet your specific criteria and price range, taking note of your likes and dislikes to further refine their search parameters. They’ll help you explore the details — from storage to light switches to the flow of a home — and understand the pros and cons of the options in front of you. They’ll also help you make time to explore the neighborhood and examine elements like local traffic at different times of the day, parking options, and proximity to neighborhood amenities like schools and grocery stores.
Step 6:
Once you’ve narrowed down your home search, it’s time to go back to the mortgage provider who prequalified you in step three and obtain preapproval. With a property and purchase price in mind, your lender can get much more specific about your interest rate, monthly payments, the term of the loan, and special programs such as first-time homebuyer grants and loans through the VA and FHA. While you will primarily work with your bank to select the right options for you, we’re here to offer support and recommend mortgage providers we’ve worked with in the past if you get stuck.
Step 7:
Once you have selected the perfect home and have your finances in order, your agent will help you craft a fair offer price based on the value of comparable homes on the market. You’ll also work through details such as timing, contingencies, and fees. After your agent submits the offer on your behalf, they will help you negotiate counteroffers and reach an agreement with the seller. At this point, the house will go into escrow.
Step 8:
In most cases, your offer will be contingent on the home passing inspection. This protects you from purchasing a property that has serious structural issues or requires major repairs. We have a list of trusted local providers, but you can hire any licensed home inspector you like. If the inspection uncovers major issues, you can withdraw from the sale or renegotiate your offer based on what needs to be fixed.
Step 9:
The appraisal ensures that you are paying a fair price for the house. Your mortgage provider will hire an appraiser to inspect the property and offer an independent opinion of its value. Sometimes, appraisals may come in too low, which can impact the amount of money the bank is willing to lend. In this case, your agent can help you determine next steps and navigate the appeal process.
Step 10:
No one looks forward to all the paperwork stacked up on the closing table, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company. And, when you’re finished, you’ll be the legal owner of your new home.
Linda is the best. I doubt the sale would have happened without her. She went above and beyond. Thanks, Linda!
Linda is the best. I doubt the sale would have happened without her. She went above and beyond. Thanks, Linda!
Linda knows the Wickenburg area and real estate in general thoroughly and will go out of her way to help you sell or buy a property.
Linda knows the Wickenburg area and real estate in general thoroughly and will go out of her way to help you sell or buy a property.
Linda Sanders did an excellent job selling the property. She was very efficient and pleasant to work with. Also, she was very knowledgeable and helpful. Not to mention the property sold quickly. She was much appreciated.
Linda Sanders did an excellent job selling the property. She was very efficient and pleasant to work with. Also, she was very knowledgeable and helpful. Not to mention the property sold quickly. She was much appreciated.
Outstanding.
Outstanding.
Easy to work with, provides excellent information, follows through, goes beyond expectations!
Easy to work with, provides excellent information, follows through, goes beyond expectations!
Patsy was so helpful in every way in finding our forever home. She went far beyond what was asked of her, and it ended up ever so good for us! Bravo Patsy!
Patsy was so helpful in every way in finding our forever home. She went far beyond what was asked of her, and it ended up ever so good for us! Bravo Patsy!
Lora understood exactly what I was looking for and showed me properties that would appeal to me and that were within my budget.
Lora understood exactly what I was looking for and showed me properties that would appeal to me and that were within my budget.
Illness forced us to leave the area, and Lora made herself available to assist in every way, including disposing of a house full of furniture we couldn't deal with ourselves. Would strongly recommend using her.
Illness forced us to leave the area, and Lora made herself available to assist in every way, including disposing of a house full of furniture we couldn't deal with ourselves. Would strongly recommend using her.
Have worked with her before and like her gung-ho attitude and professionalism.
Have worked with her before and like her gung-ho attitude and professionalism.
This is my second time using Wendy Wright. The first time was for buying my current residence. The second time was for selling one of my rental properties. Both times, Wendy far exceeded my expectations. I have so much confidence in Wendy that I also told my neighbor to use her when they were selling their vacant land next to my residence. That sale went as smoothly as both of mine did! Wendy is the only agent that I will use if I buy or sell again. Hands down the best agent, and she knows her stuff!
This is my second time using Wendy Wright. The first time was for buying my current residence. The second time was for selling one of my rental properties. Both times, Wendy far exceeded my expectations. I have so much confidence in Wendy that I also told my neighbor to use her when they were selling their vacant land next to my residence. That sale went as smoothly as both of mine did! Wendy is the only agent that I will use if I buy or sell again. Hands down the best agent, and she knows her stuff!
Laura is extremely knowledgeable and helpful. It was great to have her involved in our transaction, and I would use her again.
Laura is extremely knowledgeable and helpful. It was great to have her involved in our transaction, and I would use her again.
Amazing personal service, had answers to every question and concerns that came up, helped us overcome some really big hurdles to get into our new home, amazing experience all around, and definitely an amazing person.
Amazing personal service, had answers to every question and concerns that came up, helped us overcome some really big hurdles to get into our new home, amazing experience all around, and definitely an amazing person.
Laura was great throughout our whole Process! We literally couldn't have done it without her. She had some hurdles, and she helped us accomplish them and kept us feeling great about everything! In the end, it worked out, and we got our dream home.
Laura was great throughout our whole Process! We literally couldn't have done it without her. She had some hurdles, and she helped us accomplish them and kept us feeling great about everything! In the end, it worked out, and we got our dream home.
Very pleased, no complaints!
Very pleased, no complaints!
Thank you Lora for your help
Thank you Lora for your help
Patsy was fantabulous from the very start! Her experience in showing properties, representing us to the seller, and her negotiation skills really made our buying experience smooth. Her recommendations were always right on.
Patsy was fantabulous from the very start! Her experience in showing properties, representing us to the seller, and her negotiation skills really made our buying experience smooth. Her recommendations were always right on.
Julie was very patient with our situation kept communication with our loan company, seller, and us.We appreciate that. Thank you
Julie was very patient with our situation kept communication with our loan company, seller, and us.We appreciate that. Thank you
Yolanda went above and beyond our expections in helping us to find and purchase the best fit for our needs. Would recommend her to anyone needing property!
Yolanda went above and beyond our expections in helping us to find and purchase the best fit for our needs. Would recommend her to anyone needing property!
Monica is really smart and friendly, made me feel like an old friend while she helped me and my family to sell a property in Aguila Az and at the same time buy another property in a different town and she makes everything look so easy, that's why we recommend Monica Garcia Zarate to everyone and we want to say thank you Monica for helping us so much.
Monica is really smart and friendly, made me feel like an old friend while she helped me and my family to sell a property in Aguila Az and at the same time buy another property in a different town and she makes everything look so easy, that's why we recommend Monica Garcia Zarate to everyone and we want to say thank you Monica for helping us so much.
We were looking at property here from Oregon and Laura helped us with all aspects of relocating. I would recommend Laura to anyone that is looking to buy property.
We were looking at property here from Oregon and Laura helped us with all aspects of relocating. I would recommend Laura to anyone that is looking to buy property.
Pasty was excellent in every way I would never use any one else I would use her agin she was very professional love working with her
Pasty was excellent in every way I would never use any one else I would use her agin she was very professional love working with her
Julie Jackson was amazing to work with and enjoyed the time spent with her. I have and will be recommending her to my friends and family who are looking for a home in the future. Thank you Julie Jackson for everything you made buying a home easy.
Julie Jackson was amazing to work with and enjoyed the time spent with her. I have and will be recommending her to my friends and family who are looking for a home in the future. Thank you Julie Jackson for everything you made buying a home easy.
Very knowledgeable and up to date on properties that were available and properties that were coming on the market. A pleasure to work with.
Very knowledgeable and up to date on properties that were available and properties that were coming on the market. A pleasure to work with.
Monica was very easy to work with. She's knowledgeable and if she doesn't know she finds out instead of just making something up. We are experienced investors and real estate agents in another state and we would use her again.
Monica was very easy to work with. She's knowledgeable and if she doesn't know she finds out instead of just making something up. We are experienced investors and real estate agents in another state and we would use her again.
Illness forced us to leave the area and Lora made herself available to assist in every way including disposing of a house full of furniture we couldn't deal with ourselves. Would strongly recommend using her.
Illness forced us to leave the area and Lora made herself available to assist in every way including disposing of a house full of furniture we couldn't deal with ourselves. Would strongly recommend using her.
Patsy was SO helpful in every way in finding our forever home. She went far beyond what was asked of her and it ended up ever so good for us! Bravo Patsy !!!
Patsy was SO helpful in every way in finding our forever home. She went far beyond what was asked of her and it ended up ever so good for us! Bravo Patsy !!!
I enjoyed working with Julie Jackson. She was very patient and answered my questions. I would be glad to recommend her to my friends and family.
I enjoyed working with Julie Jackson. She was very patient and answered my questions. I would be glad to recommend her to my friends and family.
The real estate agent always had our best interest in mind. She represented us fiercely and carefully reviewed all documents in connection with our purchase. She was communicative and friendly throughout the entire process. I would recommend Monica to any friend or family member.
The real estate agent always had our best interest in mind. She represented us fiercely and carefully reviewed all documents in connection with our purchase. She was communicative and friendly throughout the entire process. I would recommend Monica to any friend or family member.
Lora understood exactly what I was looking for and showed me properties that would appeal to me and within my budget.
Lora understood exactly what I was looking for and showed me properties that would appeal to me and within my budget.
Easy to work with, provides excellent information, follows through, goes beyond expectations!
Easy to work with, provides excellent information, follows through, goes beyond expectations!
Julie Jackson took the time and effort to show us numerous homes as well as the local flavor of The Wickenburg area. her knowledge of the area and her Patience with us as potential buyers is to be commended. we are thrilled with our new home and looking forward to next chapter in our lives! Thanks Julie.
Julie Jackson took the time and effort to show us numerous homes as well as the local flavor of The Wickenburg area. her knowledge of the area and her Patience with us as potential buyers is to be commended. we are thrilled with our new home and looking forward to next chapter in our lives! Thanks Julie.
Lora was such a great broker to work with she worked hard to help sell my home! Thank you Lora!! Lora was always positive and supportive, hard working person. Thank you so very much!!
Lora was such a great broker to work with she worked hard to help sell my home! Thank you Lora!! Lora was always positive and supportive, hard working person. Thank you so very much!!
Outstanding.
Outstanding.
Awesome
Awesome
Cristina helped us make the sale of my deceased mother's home so easy! During this difficult time she was patient, helpful, and thoughtful during the whole process.
Cristina helped us make the sale of my deceased mother's home so easy! During this difficult time she was patient, helpful, and thoughtful during the whole process.
Cristina was very helpful with the entire purchase. Very courteous and knowledgeable.
Cristina was very helpful with the entire purchase. Very courteous and knowledgeable.
Christina, was great very profectional kinda and caring. Me and my family are truly happy to have found cristina to work with. She is a hard worker and truly cares about what she is doing and who she is doing it for. She is truly amazing. Thank you cristina echeverria we love you
Christina, was great very profectional kinda and caring. Me and my family are truly happy to have found cristina to work with. She is a hard worker and truly cares about what she is doing and who she is doing it for. She is truly amazing. Thank you cristina echeverria we love you
My husband and I took on the responsibility of selling my father's home. Since my father is in memory care with dementia, it is was a very difficult process to take on with all of the legal aspects of selling the house. Jeannie was superb in assisting us, making the process so smooth. She was amazing with organizing inspections, assisting with online forms, staging our father's home and offering to water his outdoor plants! Jeannie went above and beyond all of our expectations! THANK YOU !
My husband and I took on the responsibility of selling my father's home. Since my father is in memory care with dementia, it is was a very difficult process to take on with all of the legal aspects of selling the house. Jeannie was superb in assisting us, making the process so smooth. She was amazing with organizing inspections, assisting with online forms, staging our father's home and offering to water his outdoor plants! Jeannie went above and beyond all of our expectations! THANK YOU !
Jeannie ricke-Finley is personable, knowledgeable, professional and has become a good friend. She knows the area and found us the perfect home.
Jeannie ricke-Finley is personable, knowledgeable, professional and has become a good friend. She knows the area and found us the perfect home.
In my previous experience, I have collaborated with Jeannie Ricke-Finley on the acquisition and disposition of several real estate properties. I have consistently found Jeannie to possess exceptional expertise and professionalism in all facets of real estate transactions. Her collaborative nature and ability to provide candid and insightful advice have made her an invaluable partner in my endeavors.
In my previous experience, I have collaborated with Jeannie Ricke-Finley on the acquisition and disposition of several real estate properties. I have consistently found Jeannie to possess exceptional expertise and professionalism in all facets of real estate transactions. Her collaborative nature and ability to provide candid and insightful advice have made her an invaluable partner in my endeavors.
Jeannie and Century 21 Arizona West are outstanding. The whole office is very friendly, helpful and professional. I will definitely use them for any future real estate needs.
Jeannie and Century 21 Arizona West are outstanding. The whole office is very friendly, helpful and professional. I will definitely use them for any future real estate needs.
I enjoyed working with Jeannie. She had a positive attitude in a difficult selling environment and was able to navigate through a particularly dishonest negotiation on the buyer's part to close a sale. I would definitely recommend Jeannie Ricke-Finley to other clients.
I enjoyed working with Jeannie. She had a positive attitude in a difficult selling environment and was able to navigate through a particularly dishonest negotiation on the buyer's part to close a sale. I would definitely recommend Jeannie Ricke-Finley to other clients.
Jeannie did a fabulous job with a tough seller! She provided guidance and recommendations when needed, while ensuring that all of our options had been explored for cost savings and a timely close. She was fun to work with and extremely engaged in the process, which helped us feel confident and secure while purchasing the house!
Jeannie did a fabulous job with a tough seller! She provided guidance and recommendations when needed, while ensuring that all of our options had been explored for cost savings and a timely close. She was fun to work with and extremely engaged in the process, which helped us feel confident and secure while purchasing the house!
Jeannie made us feel like family. Her communication and knowledge is impeccable! We are now very close friends and we will always use Jeannie for any real estate needs.
Jeannie made us feel like family. Her communication and knowledge is impeccable! We are now very close friends and we will always use Jeannie for any real estate needs.
Jeanie was fantastic to work with. She was very accommodating to our needs since we where doing almost everything from another state. When we traveled here to look at homes she was always open to helping us find our perfect home to buy. She is a excellant real estate agent, better than the agent we had selling our home in another state. We will truly call her our friend and would recommend her to everyone.
Jeanie was fantastic to work with. She was very accommodating to our needs since we where doing almost everything from another state. When we traveled here to look at homes she was always open to helping us find our perfect home to buy. She is a excellant real estate agent, better than the agent we had selling our home in another state. We will truly call her our friend and would recommend her to everyone.
Jeannie was wonderful to work with. She was very accommodating to our needs since we were doing almost everything from another state. When we traveled here to look at homes she was always open to helping us find our perfect home to buy. She is a superb real-estate agent and one we will truly call our friend. She went above and beyond anyone else that I have dealt with, even better than the agent we had selling our home in Idaho.
Jeannie was wonderful to work with. She was very accommodating to our needs since we were doing almost everything from another state. When we traveled here to look at homes she was always open to helping us find our perfect home to buy. She is a superb real-estate agent and one we will truly call our friend. She went above and beyond anyone else that I have dealt with, even better than the agent we had selling our home in Idaho.
Jeannie promptly answers questions. She is knowledgeable of the area. She is very trustworthy. She looks out for her clients best interests. I highly recommend her.
Jeannie promptly answers questions. She is knowledgeable of the area. She is very trustworthy. She looks out for her clients best interests. I highly recommend her.
This was our second time having Jeannie Ricke-Finley as our realtor. She is just the best! And would absolutely use her services again.
This was our second time having Jeannie Ricke-Finley as our realtor. She is just the best! And would absolutely use her services again.
Jeannie Ricke-Finley was thorough and quick to respond both in taking care of her next steps and guiding me through mine. I appreciated her explanations and knowledge of the sales process and the Wickenburg area.
Jeannie Ricke-Finley was thorough and quick to respond both in taking care of her next steps and guiding me through mine. I appreciated her explanations and knowledge of the sales process and the Wickenburg area.
We saw Jeannie's name on the For Sale sign and texted her. She was able to show us the house even though it was Mother's Day. Everything went smoothly as she represented both Seller and Buyer. She went above and beyond her duties as a realtor. We are very pleased!
We saw Jeannie's name on the For Sale sign and texted her. She was able to show us the house even though it was Mother's Day. Everything went smoothly as she represented both Seller and Buyer. She went above and beyond her duties as a realtor. We are very pleased!
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At CENTURY 21 Arizona West, we are committed to providing an extraordinary real estate experience, leveraging advanced marketing solutions and a national referral network to meet your unique needs.
2000 W Wickenburg Way, Ste 100
Wickenburg, AZ 85390
2000 W Wickenburg Way, Ste 100
Wickenburg, AZ 85390